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HP 12C Platinum Financial Calculator

Ask a serious financial analyst or MBA about the HP 12c and they’ll probably tell you they couldn’t get where they are without one. For 25 years, the 12c has demonstrated its excellence and has been established as the ultimate pocket-size calculator for financial use. The HP 12c Platinum is a faster, enhanced version of the industry-leading 12c calculator designed for the financial professional who demands more. Enjoy both RPN and Algebraic modes of entry, keystroke programming with memory for up to 400 steps and more-than 130 built-in functions. New “Undo” and “Backspace” buttons for efficient editing. Plus faster speeds for calculating TVM, loan payments, interest rates, standard deviation and more. Work more efficiently with memory for up to 80 cash flows. Ideal for real estate, finance, accounting, economics and business work. The easy-to-use layout and stylish look with metal backplate suitable for engraving and commemorative leather pouch make it a welcome addition to any desktop or a great gift idea. Ideal for real estate, finance, accounting, economics and business work. Permitted for use on the CFP and CFA Certification Exams, and GARP FRM Exam. Business/Finance Features include - TVM (loans, savings and leasing); Amortization; Bond price and yield to maturity; Cash flow analysis NPV, IRR; Memory for up to 30 cash flows; SL, DB, SOYD depreciation methods; % change, % of total; Statistical Functions - Over 130 built-in functions - Cumulative statistical analysis; Standard deviation, mean, weighted mean; Linear regression; Forecasting, correlation coefficient 1 line x 10 characters LCD Screen Uses CR2032 battery (1 included) - Approximate lifespan of battery - 2 years (when used 1 hour/day) Includes Soft Pouch and User Manual Unit Size (L ? W ? D) 12.9 ? 7.9 ? 1.5 cm (5.1 ? 3.1 ?. 6 in) You also get the reassurance of award-winning HP support available to you 24-hours a day, as well as a

User Ratings and Reviews

3 Stars Quality not what it used to be
Certainly a decent calculator and speedier than the regular 12C. However the operation of keys are a disappointment. These new 12C calcs do not have the solid feel and smooth key operation the original 12C calcs had. My suggestion, buy a like-new used old 12C from eBay instead of a new one. hp chepened this one up and still charges a premium.

In general a tip for the novice. The Texas Instruments BA2 Plus Professional is much easier to use and has a better interface, especially for amortization schedules. The 12C is better for very complex finacial calcualtions but it will take lots of training to use it for these. If you just want to do simple TVM calculations, I would recommend the TI BA2 Plus Professional anytime.

5 Stars HP 12c Platinum Financial Calc
This was a great product! I looked online for a long while looking for a discount on the 12c platinum… Went to many different sites; and besides ebay, this was the cheapest I could find. (Note: I tried bidding on these calculators on Ebay initally…. but they were all going for much higher prices than they should’ve) Anyway, I decided to order this calculator off amazon and before I knew it, it was in the mail at my home…. have been usinbg this product for months now and it has worked out great! It was brand new, sealed in the origional paclkaging as described… I would highly reccomend!

1 Star Stay Away From This
You do not know when you need the manual and when you don’t. Try calculating a monthly payment with a standard term of 48 months. Check your answer in a spreadsheet. Then change the term to 48.5 months. Uh oh, you get a different answer with the spreadsheet. The spreadsheet is correct. The HP is not. You need to know how to enter a term with a decimal place in the HP. What else will you need the manual for? Want to take a chance on an exam or in real life? No way. Use a Texas Instruments or a Sharp financial calculator.

5 Stars Excellent!
I am planning for CFA exam and the HP calculator is really easy to learn and i found it very useful in my daily investment activities.

3 Stars Good, but…
[This comment refers to the 25th anniversary edition]

There are, at the time of this writing, 101 reviews of this calculator so I won’t go through another detailed one. And I do recommend this HP with one caveat. This calculator is solidly built except for the LCD screen. The LCD, which is not the best I seen, is covered with a soft, flexible plastic which if pressure is applied could damage the the LCD. Also be warned that this plastic film is very easily scratched and marred, even while in the vinyl case. I recommend the use of a film protector similar to those used on PDAs and perhaps a better, sturdier case. HP got really cheap here.

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Panasonic Integrated Business Phone KX TS105B

Panasonic’s vision of the digital future is driven by the needs and aspirations of its business customers and millions of consumers around the world who use its products every day. The company shares their dream to live a fuller life by providing ways of working smarter and enjoying the rewards of technological advances.

User Ratings and Reviews

4 Stars Good solid home office equipment
The Panasonic KX-TS105B is one of the sets listed as compatible with the Plantronics CS55H headset, which is one of the reasons I chose this phone for my home office setup.

Plantronics CS55/HL10 Wireless Headset Bundle

One element of that compatibility is how well the handset lifter (Plantronics HL10) fits on the phone. On the KX-TS105B, it works perfectly. I haven’t yet used the speaker phone, so I can’t comment on sound quality, but it’s fairly simple to program speed dial buttons and works reliably. One thing I like about it is that it does not require an electrical outlet — it takes 3 AA batteries.

5 Stars Everything I was looking for
Works great. I use speaker phone and with headset. Large buttons are nice.

Excellent value for the price.

4 Stars Good Phone
Very simple to use phone. Meets all my needs for my home office. The response has been that the speaker picks me up very nicely and people on the other end have no trouble hearing me.

4 Stars Excellent low-cost desk phone
I have been using this phone daily for about 6 weeks. I am very impressed. Very clear speakerphone. Works great with my corded headset too. Easy to set up autodial numbers. Only downside is that there is no caller ID.

5 Stars Nice phone for the money!
This is a nice headset phone. Not easy to find a corded phone with headset jack these days… this phone is easy to use, good reception, good quality, nice large buttons. Great phone!

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Sony ICDUX80 Digital Voice Recorder with MP3 Stereo Recording and Playback

Sony’s ICDUX80 Digital Voice Recorder combines digital dictation, MP3 recording and playback, and USB storage into a single convenient device. With 2 GB of built-in flash memory, the ICDUX80 can store up to 590 hours of recorded audio in LP mode and up to 36 hours of MP3 music for on-the-go playback. The ICDUX80 uses a high capacity IC chip, which may be recorded over and used again and again with distortion free clarity. A voice operated recording (VOR) feature is included to stop the recording during silent pauses, saving valuable recording time, then begins recording again without missing a single syllable due to the included digital buffer. Other great recording features include digital pitch control and A-B repeat, features that allow recordings to be heard at slower than normal speeds without distortion to facilitate transcribing and editing, or at faster than normal speeds to move quickly to a desired portion. Selectable microphone sensitivity (Hi/Lo) lets you to record different situations, from group meetings to individuals, more effectively. Direct USB connectivity provides a high speed connection to Windows and Mac computers, while drag-and-drop file transfer makes it a breeze to move files between devices without the need for additional software. Powered by one AAA battery (included), The ICDUX80 includes stereo headphones and weighs only 1.7 ounces, making it an ideal companion in the office, classroom, or on-the-go.

What’s in the Box
ICDUX80 Digital Voice Recorder, one AAA battery, stereo headphones, and USB extension cable.

User Ratings and Reviews

3 Stars Sony ICDUX80 Digital MP3 Stereo Player and Recorder
I am not sure how to rate this player. It did work and sounds good, however, I don’t have anything really to compare it with. The bigest complaint that I have had so far is the way it just eats up batteries. It doesn’t have near the operational time that is claimed. When trying to turn it off it stays on for approximately 10 minutes before going off. I also wish that it would have some type of listing of what’s been recorded like an IPOD does.

5 Stars small but awesome
Wonderful little gadget. A must have for anyone who conducts interviews and hopes to capture everything said.

2 Stars Not so great
I purchased this unit because I wanted to be able to record class lectures in mp3 format and be able to burn discs to share class notes with others if necessary. I was disappointed with the cheap construction of the unit and the inability to play back recorded segments without a headset. Yes, the recordings can be burned to disc, but you have to go on faith that the recordings have actually been made in the first place. Unfortunately, there is a lot of noise –if you touch the recorder during the recording there is loud noise. When you need to erase a segment, it is a lengthy process to go through the menus that are hard to read to locate the erase function. Also, there is a lengthy period of time that the unit requires to “boot up”–not so with Olympus units.

I guess I will just purchase multiple units of the Olympus VN-4100PC Digital Voice Recorder to be able to store all my lectures. The only problem with these units is their proprietary WMA format that does not allow recording to disc. At least the Olympus units are high quality and easy to operate as well as being good recorders of class lectures. I cannot say the same thing for Sony–they usually produce quality merchandise, but not in this case.

4 Stars good unit
Fine product - works as expected. No distortion when I use it for music. Will be using it for school lectures in the spring.

4 Stars Great Recorder - Needs a microphone
Ordered this recorder for the MAC compatibility. Really light weight, easier to use than most others, long recording time too. The only negative is that the company should include a microphone with it (for the price).

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Panasonic Dect 6 0 Series Cordless Phone System with Answering System Accessory Handset KX TGA101S

b>What are the benefits of Panasonic DECT 6.0 Phones?
Engineered to work in the 1.9 GHz frequency range, these phones will not conflict with other wireless devices such as 2.4 GHz Wi-Fi computer routers, wireless keyboards and mousse, microwave ovens, and other common household devices. And because it’s digital, DECT 6.0 technology also provides long ranges, excellent clarity, and helps deter eavesdropping.

The major benefits of this new line of DECT phones include up to 17 hours of talk time, substantial handset expandability, and markedly reduced interference.

The DECT 6.0 Panasonic KX-TGA101S is for use with the following Panasonic DECT 6.0 systems: KX-TG1032S, KX-TG1033S, KX-TG1034S.

NOTE: This is product is only a handset.

• Big buttons for comfort
• DECT 6.0 technology means less interferenece
• 17 hours of talk time
• Call waiting caller ID¹
• Handset jack and blet clip included
• Wireless network friendly
• Light-up indicator with ringer/message alert
• Built-in clock with alarm on handset
• Backlit LCD
• Digital speakerphone
• Charger included

^{1. Requires subscription to name-and-number Caller ID, call waiting and/or voice mail services offered by certain local telephone companies for a fee.}

User Ratings and Reviews

1 Star Phones don’t hold a charge
My phones do not hold a charge. They beep and go dead after a few seconds even after being charged for 24 hours. Sometimes they ring for one long tone. In general, I am thoroughly annoyed at dealing with well known brands that don’t follow up with a decent product.

I have tried the steps given by the reviewer that spoke to a Panasonic tech. No change

5 Stars Good addition to the KX1034 system we bought
We’ve been happy with our Panasonic Dect 6.0 4-phone system, but with recently moving into a larger home we wanted an additional satellite phone. It took two minutes to uppack, stick the batteries in and sync it up with the existing system. No issues, quite happy with it. What else could you want?

4 Stars Good Product; Connecting to Existing Phone, Tricky
This add-on handset worked fine after I figured out that is was already bound to someone else’s base station. I suspect this wouldn’t have been a problem on a new phone, but mine was a refurb. The previous binding had to be cleared before a new one could be entered. The process to do this was not in the manual for the handset. Neither was any mention that a previously bound handset could not be rebound without clearing the previous binding. I finally discovered the procedure in the base station’s manual and all is now well.

5 Stars Great phone, Wonderful intercom
I purchased a 4 phone Panasonic Dect 6 system a month prior and then purchased the single handset to bring the total up to 5 phones. The phones work great. No interference and good coverage throughout a large house that even extends outside. The best thing however,is the intercom ability of the phones. I no longer have to run up and down stairs or shout down the hall for someone else to pick up a call for them. I can just transfer it to a phone in their room/area. The intercom feature is wonderfully convenient.

5 Stars Great Phone
I like this phone….seems to be just what I wanted with a phonebook, caller id and other goodies. The only thing that I don’t like is the missed call feature. Can’t erase the message of the missed calls.

www.vids4kids.tv

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Panasonic KX TG6702B 2 Line 5 8 GHz FHSS GigaRange Expandable Cordless Phone System with 2 Handsets

What’s Better Than One 5.8 GHz Phone? TWO Panasonic 5.8 GHz Phones
Now, Panasonic made it easier to enjoy all the benefits of our functional, fashionable and flexible phone systems by putting two in one package. With these 2-in-1 bundle systems you get 1 base unit, 1 charger and 2 handsets. And just like Panasonic’s expandable systems you only need one phone jack to operate both handsets. Plus, the bundle phones use Frequency-Hopping Spread Spectrum technology to ensure great sound, incredible clarity, long range and excellent security from eavesdropping.

Two-Line Operation Helps You Manage Your Calls
With two-line operation, you can conference in two outside lines to have a three-way conversation. Or place your current call on hold to make another call. Being able to use two phone lines with just one phone makes it convenient and efficient to manage your calls. You can put handsets all over your house-in your kid’s rooms or even in the garage-without all the messy wiring or complicated setup. With Pansonic’s 5.8 GHz expandable phone systems, you don’t need a phone jack for each additional handset-just one for the base unit. So start expanding and forget about all your wiring worries.

Long Range, Clear Sound, Minimal Interference
Our 5.8 GHz Frequency-Hopping Spread Spectrum technology operates on a different wavelength with much less traffic than the 2.4 GHz technology while maintaining the great security, incredible clarity and long range. Have a wireless computer network, or thinking about getting one? 5.8 GHz technology will not interfere with wireless networks such as 802.11b or 802.11g WiFi.

All-Digital Answering System
This phone system is equipped with an all-digital answering system for quick, easy retrieval of crystal-clear messages. Message operation has never been easier, with up to 60 minutes of recording time, plus such features as pre-recorded outgoing message, remote operation, Tollsaver, and skip-and-repeat. And don’t worry about losing your messages when the power goes out-they’re stored in flash memory so they’re unaffected by power failure or interruptions.

Kids Sleeping? The Antenna Will Signal You Silently
Panasonic found a way to shorten the handset antenna while still maintaining the long range that Panasonic customers have become accustomed to. But what’s even cooler is that the tip of the antenna–which lights up red–will alert you to an incoming call (or a message waiting for you). So turn off the ringer, let the kids sleep, and never miss a call.

Put the Phone Down While You Talk
Having a handset speakerphone may not seem like such a big deal–until you have to call an automated phone system. By the time you press 2 and return the phone to your ear, you missed half the next option. And when they put you on hold for ten minutes, do you really need to hold the phone? Not with the handset speakerphone. Just listen along, and press a button or pick up when it’s convenient. You’ll think up other great uses, like letting Grandma and Grandpa listen to their new grandchild at the same time, painting your nails as you talk to your best friend, or just being able to set the phone down while you talk.

What’s in the box
Base unit with its cordless handset, 1 Extra handset and charger, 2 Wire telephone line cords, 4 Wire telephone line cords, AC adapter, Rechargeable battery, Manual for KXTG6702B

User Ratings and Reviews

5 Stars Excellent Telephone System
The Panasonic KX-TG6702B 2-Line 5.8 GHz FHSS GigaRange Expandable Cordless Phone System with 2 Handsets is an excellent system.

I couldn’t believe all of the features for such a cheap price.

It worked flawlessly from the beginning. Easy, no-tricks, setup.

I can take calls more than 100 feet away from the main unit without static.

Great buy!

3 Stars Was a Great Phone
I’ve had this phone for less than 2 years and have loved it.

Party over now since one channel now has very distorted audio on both handsets and through the speaker. When I switch the phone line inputs the same channel is bad. This is a little expensive of a device for that result.

(yes, beyond warranty)

5 Stars Good phone system.
Does everything it should. Easy to setup and use. Hard to find a 2 line phone system so I was pleased to find this.

5 Stars great value
very happy with purchase. very robust with a lot of features…only down side is the 90 day warranty but hopefully item will keep on working

1 Star Buy this phone & your sure to have problems
I purchased this phone 4 months ago and have had continuous problems. The call quality is very poor and after 4 months of use the 1st line burned out. Very poor phone and I would not advise anyone to buy.

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